The best wealth management structures in the world cannot deliver the financial benefits they promise without the momentum of underlying investment fund performance. Recognising this fact, Generali Worldwide has invested time and resources to provide a wide range of institutionally discounted ILP Sub-Funds, provided by some of the world's leading fund managers, which in turn provide you with quality and choice. The types of ILP Sub-Funds offered include, but are not limited to, equity ILP Sub-Funds, mutual ILP Sub-Funds, bonds, hedge ILP Sub-Funds and global ILP Sub-Funds.
Transparency in ILP Sub-Fund regulation is key, as is having an understanding and appreciation of the risks involved in choosing and selecting suitable ILP Sub-Funds. To help you do this, Generali Worldwide uses the SRRI to risk rate each of the ILP Sub-Funds available for investment.
The SRRI is a 7 point risk scale. It is a measure of the historic volatility of an individual ILP Sub-Fund over the previous five years using weekly return data that calculates the standard deviation percentage, expressing it as an annualised number**. This number then falls into one of seven risk categories on the scale, 1 meaning lower risk and 7 indicating a level of risk that is high.
You should note that investment involves risk. Past performance is not indicative of future performance. Investors and/or their investment advisers are responsible for their investment decisions and any choice of ILP Sub-Funds is entirely at their own risk. Please note that investment performance (as well as the income accruing to an investment) may go down as well as up.
^ The SRRI calculation is provided by Morningstar, a leading provider of independent investment research.
** Where five year histories are not available, the mandate states that the ILP Sub-Fund must replace the missing date from before its existence with a suitable benchmark, where possible. ILP Sub-Funds that do not have a rating will be indicated with "U".
©2013 Morningstar. All rights reserved. The data contained herein covering Synthetic Risk and Reward Indicators: (1) include the proprietary information of Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) do not constitute investment advice offered by Morningstar; (4) are provided solely for information purposes and therefore are not an offer to buy or sell a security; and (5) are not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers shall be responsible for any trading decisions, damages, or losses arising from any use of this information. Morningstar is a leading provider of independent investment research in North America, Europe, Australia, and Asia.
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